Who Pays for CT Pest Inspection in FHA Loans?
Connecticut FHA loans offer low interest rates and flexible credit requirements to make achieving home ownership for CT residents more affordable.
To ensure buyers are investing in a quality home, FHA requires that the borrower have a licensed pest inspection to ensure the property meets certain standards.
Pest damage can be a costly repair, invisible to the untrained eye. A pest inspection can help you detect past, present and possible future damage. FHA does NOT dictate who is responsible for the inspection like VA does, so this is negotiable.
If the CT pest inspection determines there are termites or other wood-eating insects, FHA require the insects be treated and the property reinspected before the loan will be approved. Again, FHA Inspection costs are a negotiable part of the sales contract.
In additon to termites, the pest inspection is actually looking for all wood-destroying insects and organisms (ants, bugs and bees) that can cause damage to the home.
