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CT Termite and Pest Inspectors

Connecticut Licensed Pest Inspections

Pest Inspection CT HUD FormLicensed CT Termite Inspection professionals provide you with the certified inspection report you need on the proper form:

  • FHA Mortgages
  • VA Mortgages
  • Conventional Mortgages
  • First Time Home Buyer Mortgages
  • Mortgages Re-Finances
  • Insurance Inspections

"Do I really need a pest inspection?" It's a question home buyers often ask. A lot of the time they cost additional money and can uncover costly problems. But the reality is that what little you spend on an inspection could end up saving you a lot of money in the long run. Finding and treating termites or carpenter ants quickly could be the difference between a couple-hundred bucks and rebuilding an entire house.

We conduct thorough inspections and issue certifications promptly for any type of mortgage. Our inspectors will inform you of the presence of any wood destroying insects and point you in the right direction for remediation and treatment.

We maintain an extensive clientele of loyal real estate agents, lenders, and attorneys who have consistently relied upon us for speedy and professional results. We understand time is of the essence for you when you are in the middle of a real estate transaction.

 

Call today to schedule your appointment 888-558-1574.

Why is a Pest Inspection on form NPMA-33 required in CT?

The NPMA-33 is required for CT pest inspections because it is authorized for the purposes of securing mortgages for FHA, VA, HUD, and Conventional loans and is authorized in all states. Very few states, require a specific state inspection form be used which is why the NPMA-33 is used for most real estate transactions purposes nationwide. The inspection itself is usually required because one of the parties (i.e.  mortgage company, underwriter,  buyer, seller, federal or state municipalities etc.) requests that it be performed as a transaction contingency. WDI can infest a structure at any time in Connecticut including following treatment. Wood boring insects can survive in a structure following treatment and reinfestation can occur at any time which is why a pest inspection can become imperative. The NPMA-33 form  includes visual inspection of the readily accessible areas of your home or property for WDI (Wood Destroying Insect)  infestation.  They are looking for evidence from: 1) Termites 2) Carpenter ants 3) Carpenter bees 4) Wood boring beetles  The NPMA-33 limits visible WDI evidence to the following eight forms: 1) Live insects 2) Dead insects 3) Insect parts 4) Frass 5) Shelter tubes 6) Exit holes 7) Staining 8) Visible damage caused by WDI (The report does include a structural assessment) Please don’t be lead to believe that the CT  inspection company can enforce any kind of treatment.  If the parties involved in the transaction elect to have treatment that is something that should be negotiated among them.  The inspecting company has no control over what must take place once damage or live infestations are found.  Most lenders however, will require treatment...

Connecticut FHA Rules for Pest Inspections

If you have ever bought or sold Connecticut real estate with FHA financing you know that FHA loans sometimes work differently than conventional loans. FHA does not automatically require inspections be made on all Connecticut mortgage loans, however several situations do require termite inspections.  These include: Evidence of active termite infestation In some cases an inspection is mandated by CT state or local municipalities If the lender or mortgage underwriter is requiring it If an appraiser sees signs of an active infestation they must report it on.  This can act as a catelyst for the mortgage lender to require a certified pest inspection to verify the damage.  Prior damage and treatment from wood boring insects is also sometimes reported by the appraiser if it is readily apparent. If a pest inspection is called for in a standard real estate contract in your area of Connecticut, or wherethere is a high likelihood of termite infestation, then an inspection is required.    Ultimately mortgage underwriters have the final say in whether or not a pest inspection will be required for the specific property you are purchasing. Call us today to schedule an appointment...

CT Pest Inspection Tips for Preventing Spring Pests

Here are some CT Pest Inspection tips to prevent spring pests from entering your home.  Now that we’ve set our clocks forward spring is officially here. Spring is also a time when insects emerge to build nests and forage for food sometimes resulting in wood destroying pests coming too close to home for comfort. Left unchecked, little nuisances can become large pest problems. Remember, for every single giant ant in or near your structure you see, there are dozens perhaps hundreds, in the colony from which he came.  It may be very likely you have an infestation. Carpenter ants never live or work alone.  Have a professional pest inspection done immediately to keep them under control and prevent extensive damage to your CT home or property. Here are some preventative measures you can take to keep unwanted visitors from entering your Connecticut home.  As you begin your spring cleaning this season, keep these simple tips for in mind: Seal up entry points. Check your home for cracks along windows and doors, and holes in window screens, especially near light fixtures where insects congregate at night. Keep food in sealed containers. Pet food, bird seed, and dry food items are inviting meals for ants and other pantry pests. Keep these items stored in airtight containers. Eliminate standing water. Mosquitoes don’t just ruin backyard barbecues, they can also transmit deadly diseases. High moisture is also conducive to termites and carpenter ants Keep wood and brush away from home structures. These materials appeal to termites, wood-boring beetles, and even bees and wasps. Store these items away from your home, garage and shed. Try a dehumidifier....